Shortfall.co.uk was first introduced in 2013 as the one stop shop for all your automotive based insurance products, such as Gap Insurance, Alloy Wheel Insurance, Tyre Insurance and Scratch & Dent Insurance. All products tend to be offered during the purchase process of the vehicle and the demand for such insurance was ever increasing. Shortfall.co.uk was the third brand formed by Aequitas Automotive Limited and was designed to provide customers of sister brands, Gap Insurance 123 and Easy Gap with offerings of additional protection and not just Gap Insurance.
Since being introduced to the market, Shortfall.co.uk has gone from strength to strength and further increased our reputation at Aequitas. Shortly after launching, Shortfall.co.uk was featured within the Which? Consumer Magazine report into Gap Insurance and has been featured each year since. In October 2018, Shortfall.co.uk was highlighted as being one of the best priced providers for Return to Invoice Gap Insurance in 3 out of 3 price comparisons.
The aim of Aequitas Automotive Limited and ultimately Shortfall.co.uk, is to provide customers with market leading policies and features at some of the most competitive prices in the UK. This is whilst holding our customer service levels at the forefront of everything we do.
Policies are currently underwritten by an industry giant, Mapfre who are financially 'A' rated and claims handled by Abraxas who are based in Bristol. The policies are then further protected by the Financial Services Compensation Scheme in the UK. All policy types will have a dedicated claims team who specialise in the policy specific claims process, to ensure that all claims are handled efficiently and the process is as easy as it can be for you.
We are regulated by the FCA to provide and sell policies, if you would like to check us on the FCA register, please follow the procedure below.
You can check our status and see our disciplinary record which we hasten to add is exemplary. Our FCA Number is 821163. You can check this by visiting the FCA Website their address is http://www.fca.org.uk/ scroll along the top menu and click of the section labelled "Firm Search".
Towards the bottom of the page you will see a red link with a small red arrow labelled "Firm Search Register" Click here and simply enter our number.
We are also members of the British Insurance Brokers Association BIBA. You can contact BIBA on 0870 950 1790 and they will be able to verify our membership. Our membership number is 006652.
You can check that we are trained and qualified to handle your personal information by checking our details on the ICO register.