Our system will if needs be ask you some questions about your vehicle, when you bought it, where you bought it from, how old your vehicle is and what you will use it for.
Simply answer the questions and our system will then based on the information that you have entered offer some policies for you to consider.
We have used your feedback and market research to design our systems to be as self automated as possible however we would remind you that we are here to help every step of the way.
If you need any assistance or would simply like to talk about our levels of cover, how they could help, how they perform or any aspect that you consider appropriate simply contact a member of customer support on 0800 195 4926.
In brief, if your vehicle is written off your own motor insurance company are only ever legally obliged to offer you the value of your vehicle on the day of loss. With the average vehicle predicted to lose up to 50% of value within just three years. This would result in any settlement you are offered can and often is, thousands of pounds less than you originally paid.
Without any form of gap insurance and without using any savings, the settlement that you have been offered by your insurance company would be the only amount that you would be able to use to replace your vehicle and or clear any outstanding finance.
If you have paid cash for your original vehicle this could mean delving deep into yet more savings.
If you have paid for your vehicle on a form of finance this could mean losing any deposit you may have paid and potentially being left to pay for a vehicle that you no longer have.
Gap insurance depending upon the level of cover that you chose can protect you against the difference between your vehicles valuation on the day it was written off and simply the amount outstanding on finance, ( finance and contract hire gap insurance ), the original invoice price you paid ( return to invoice gap insurance ) and even the inflationary, model change replacement cost ( vehicle replacement gap insurance).