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Policies Purchased before 2020

Mapfre underwrites your policy. They are one of the top 10 insurance underwriters in Europe and have over 29 million customers worldwide. Formed in 1933, Spanish company Mapfre has ever increased its influence on the global insurance market and has a worldwide reputation. Financially 'A-rated' and with reported company assets of over €50 billion, you can have the peace of mind insurance deserves, with policies underwritten by Mapfre.

In January 2020, Mapfre withdrew from the Uk gap Insurance market. Whilst your policy is still live and ready to assist you should you ever need to make a claim, Mapfre is not accepting any new Gap insurance policies. 


Policies Purchased after Jan 2020

Your policy is underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.

Part of the Helvetia Group originally founded in 1858 they are a Financially "A" rated provider with green credentials, having planted over 240,000 trees and only using renewable energy.

In our opinion, they have not only the longevity but also the experience and financial resilience to be a Swiss force to be reckoned with.  The Financial Conduct Authority regulates them. The Financial Services Compensation Scheme also backs your policy.

Additional Cover purchased after August 2022

Tyre and Alloy Wheel - Smart Care and Alloy Wheel Insurance 

Policies are Underwritten by Financial and Legal Insurance Company Limited. They are a UK-based insurance company that was formed in 1995. They are fully regulated by the Financial Conduct Authority and all policies are backed by the Financial Services Compensation Scheme.

Their Vision is...

"Through innovative products and fantastic service, we’ll drive away stress and instill confidence in our customers.

Drive - We are determined, honest, and relentless in helping our customers and each other.

Further - We will go further to provide the very best service. And by doing this we will further ourselves."

(quote taken from ) 


Financial Conduct Authority 

For your protection and ours the Financial Conduct Authority monitor and regulate the promotion and sale of all financial services. This means that before you consider of buy any financial product or insurance you must make sure that the business or organisation that you are dealing with is regulated to do so.

When a company is regulated they are given a reference number which allows you to quickly check on the Financial Services Register.

Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG are regulated and thier FCA number is 454140

Financial and Legal Insurance Company Limited are regulated and thier FCA number is 202915

Aequitas Automotive Limited trading as is regulated and our FCA number is 821163