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Scratch & Dent Insurance |

Scratch & Dent Insurance | Cosmetic Repair Insurance | Smart Insurance



Scratch and Dent Insurance is specifically designed to cover the cost of repairing your body panels of your vehicle as a result of minor body damage. The aim of Scratch and Dent insurance is to offer a quick and effective repair to the damage of your vehicle, which will be carried out by our approved repairer, using pioneering forms of refurbishment and repair techniques. The repair is always a remote repair, an approved repairer will arrange for a convenient time and place to come out and repair the damage.


Scratch & Dent Insurance with 30cm coverage over 2 body panels


There is no maximum number of claims, instead you have a maximum repair benefit of £3,000. You have the ability to select from 2 and 3 years of cover.

Key Features

  • No Maximum No. of Claims
  • £3,000 Maximum Repair Benefit
  • £25 Excess/Call Out Charge
  • Upto 30cm in Diameter (refer to 'What's Covered?')
  • Repair comes with a 5 Year Guarantee
  • 30 Day Claims Waiting Period (i.e can't make a claim within the first 30 days)


Shortfall Scratch & Dent Insurance is underwritten by Mapfre | Abraxas and all claims are handled by Abraxas, who are based in Bristol.


You don't have to purchase any other policy alongside the Scratch & Dent Insurance.


Please Note: You can only purchase Scratch & Dent Insurance if you have collected the vehicle within the last 30 days.