Aequitas Automotive Ltd trading as Shortfall Terms and Conditions

1. Introduction

1.1 Welcome to www.shortfall.co.uk.

This website is owned and operated by Aequitas Automotive Ltd (“we”, “us” or “our”)

1.2 PLEASE READ THESE TERMS AND CONDITIONS OF USE (“Terms”) BEFORE USING OUR SITE. By using our site you are agreeing to be bound by these Terms. If you do not wish to be bound by what you read below, you should not use www.shortfall.co.uk

1.3 We may make changes to these Terms at any time. We will let you know what these changes are by posting them to this page, but it is your responsibility as a user to make sure that you are aware of them, by checking for any changes on a regular basis. Changes will become effective as soon as they are posted. If you continue to use our site after the posting of changes to these Terms, it means that you accept any such changes.

2. What we do

2.1 This site provides information on GAP Insurance, and other supplementary insurance products. We provide regularly updated general information with our views and we encourage www.shortfall.co.uk users to contact us with any queries.

3. What we do not do

3.1 The information we provide does not address your individual requirements. In particular, our information does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions.

Given that the impact of any information expressed on our site can vary widely based on your particular circumstances, you should always carry out your own research into the product that is of interest to you.

4. Privacy Policy

4.1 We take your privacy seriously. Please read our Privacy Policy to see how we deal with this information.

5. Links

5.1 Our site does include details on, or links through to, information provided by other websites.

We do not control the accuracy or completeness of that information. 

6. Our content

6.1 All of the content on our site is owned by us or our licensors and is protected by UK and international copyright laws.

6.2 The content on our site includes any information or other material found on www.shortfall.co.uk, articles, databases, graphics, software and all other features of our site. You are allowed to use our content for personal, non-commercial use only. You may make one copy of extracts from this site on any single computer for personal, individual use only, provided that all copyright and proprietary notices are kept intact. Apart from that, none of our content may be republished, posted, transmitted, stored, sold, distributed or modified without our prior written consent.

6.3 . All brand names and trade marks that appear on this site are trademarks or trade names of their respective holders. No permission is given in respect of the use of any of these brands or marks and any such use may constitute an infringement of the holder's rights.

7. Disclaimer of warranties and liability

7.1 We provide our site in good faith but we cannot and do not warrant the completeness, truth or accuracy of the information or other content or postings found on our site, or their usefulness for any particular purpose. You acknowledge and agree that you bear full responsibility for your own research and decisions and that we shall not be liable for any action that you or others take or don't take based on your use of or reliance on information provided by us or other users of this Site.

7.2 We do not promise that your access to our site, or its content will be delivered uninterrupted, timely or error-free, or that the site will be free from viruses or other harmful properties. It is your responsibility to implement satisfactory safeguards and procedures to make sure any files you obtain through our site are free from such contamination or other harmful properties.

8.3 The effect of what is set out here is that you agree that under no circumstances will we be held liable for any direct, indirect, incidental or other type loss or injury resulting from your use, or downloading of any content on our site.

9. Indemnity

10.1 You agree to indemnify, defend and hold harmless us, our directors, officers, employees and licensors from and against any claim, liability, cost, damage or loss we may incur (including reasonable legal fees) as a result of any material that you communicate to us, any actions you take which disrupt access to and/or the functioning of our site or any breach by you of your obligations under these Terms.

10. General

10.1 If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.

10.2 This site is directed to users in England, Scotland , Northern Ireland and Wales only unless otherwise specified for specific items posted on this site.

10.3 These Terms shall be governed by the laws of England and any dispute between us will be resolved exclusively in the Courts of England.

11. Changes

11.1 These Terms were published on 3 September 2010 and replace with immediate effect the Terms previously published.

12. Contact us

This site is owned and operated by
Aequitas Automotive Ltd

Office: Aequitas House, 56 Hamilton Square, Birkenhead, Wirral, CH41 5AS

Registered in England & Wales with number 7347606

If you have any questions about our site or these Terms and Conditions, please contact us by writing to Aequitas Automotive Ltd, Aequitas House, 56 Hamilton Square, Birkenhead, Wirral, CH41 5AS

Posted: 9^th September 2010 | Updated 17th March 2017