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Motor Warranty is a policy which pays to repair or replace parts and components not specifically listed in your "What is not covered" section of your policy.

 

 

For complete flexibility we offer two levels of cover Franchise Dealer cover and standard cover. 

 

The franchise dealer cover will pay up to £200 per hours labour rates and the standard cover will need to be approved by the Claims team first.

 

Unlike some other warranty providers we also cover Wear and Tear for the first 30 days or 1000 miles after the purchase of your vehicle, providing that your vehicle is under 5 years old and has less than 75,000 miles on the clock.

 

Our policy also has many other benefits including Road side assistance as well as contributions towards the cost of car hire and even hotel accommodation.

 

Your are even cover for continental use as as being able to transfer your warranty to the next owner if you sell your vehicle.

 

Even though many new vehicles come with a manufactures warranty what happens when your vehicle is over three years old? What happens if you buy a used vehicle? With some parts and service bills cost hundreds of pounds why not see how easy and inexpensive warranty for your vehicle can be. 

 

Simply click or call 0800 195 4926 for an instant warranty quotation.

Your Warranty Insurance will repair or replace the components that are not specifically excluded under the What Is Not Covered section of your policy up to the claim limit that you have selected and that shows on your policy schedule. 

 

The labour reimbursement element of your claim is subject to the administrators approved repairer labour rate unless you have chosen the franchise dealer policy in which case we will pay up to £200 per hour. 

 

The number of claims you make under this policy during the period of insurance is subject to the market value of your vehicle and the claim limit provided by your policy. 

 

This policy also includes cover for:

 

Wear and tear after the first 30 days and/or 1,000 miles from the purchase of the policy where the vehicle has suffered a mechanical failure, is under five years old and has covered less than 75,000 miles at the date of your claim. 

 

Claims for consequential breakdown. 

 

We also cover brake discs, brake drums, road springs and shock absorbers.(where your vehicle suffers a mechanical breakdown and it is recommended by the approved repairer that the components should be replaced as a pair)

 

As always we would request that you read your full warranty terms and conditions before you buy. 

Our policy will not cover the cost of all repairs and some parts of your vehicle will be excluded so it is important that you understand what you will not be covered for just as much as you understand what you will be covered for.

Components that are NOT insured by the policy:

 

All bodywork and trim, seat belts, seat frames, glass, sunroof panels, fuel tank, wheels and tyres, hinges, brake facings, seized callipers, air bags, HT leads, speak plugs, filters, wiper blades, lights and bulbs, belts, wiring looms, glow plugs.

 

Exhaust manifold, exhaust system, brackets, mountings and hoses, water ingress, cables. 

 

Worn or leaking seals and cylinders. 

 

Batteries.

 

LPG Conversions.

 

Damage that is caused by the failure of the timing belt where the belt has not been changed in accordance with the manufacturers service schedules. Components which have failed as a result of correct oil levels not being maintained. Engine cylinder liners and seats. 

 

Please note that the components that are covered are insured against mechanical breakdown only. The replacement of oil filters, lubricants, antifreeze and fluids is included provided that the replacement is necessitated by the failure of an insured component and the vehicle is not within 1,000 miles of it's next due service. External oil leaks are specifically excluded. It is recommended that you check your vehicle's oil level on a weekly basis.  For full terms and conditions please read your policy in full before you buy.

Your motor warranty insurance is arranged by

Aequitas Automotive Limited

trading as Shortfall.co.uk with UK General Insurance Limited

on behalf of Ageas Insurance Limited. 

 

They are registered in England No. 354568. Registered office: Ageas House, Tollgate, Eastleigh, Hampshire, SO53 3YA.

 

With effect from 1st October 2013 the registered address of Ageas Insurance Limited is Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. 

 

UK General Insurance Limited is authorised and regulated by the Financial Conduct Authority. 

 

Ageas Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial conduct authority and the Prudential Regulation Authority. 

 

This can be checked on the Financial Services Register by visiting the FCA's Website at www.fca.org.uk

Not all motor warranty is the same and our policies have some extra benefits.

Roadside Assistance & Recovery Benefits. 

If you experience a mechanical breakdown in your vehicle, within the territorial limits then please call 01206 714 349 and we will arrange for an engineer to provide roadside assistance and/or recovery to an authorised repairer or repairer that you choose. This policy will pay up to the claim limit for roadside assistance and up to £250, including VAT, towards recovery. If you arrange your own recovery operator, you must provide appropriate receipts from a VAT registered recovery operator. (Proof is required). 

Replacement Vehicle Hire.

This policy is extended to provide a benefit of up to £50/day up to £250 (including VAT) towards the cost of vehicle hire which you incur as a result of mechanical breakdown to your vehicle, subject to you providing receipts from a VAT registered company in support of your claim. 

Travel Expenses and Overnight Hotel Stay

In the event of mechanical breakdown occurring over 50 miles away from your home, if you have no means of onwards travel, we will pay up to £50 per person up to £250 (including VAT( towards the cost of overnight stay in a hotel and/or your onward travel costs. 

Continental Use

This policy is extended to cover the vehicle whilst in any country of the European Union for a period of no more than 60 days in any 12 month period, with the limit of liability restricted to the equivalent United Kingdom rate for labour charges and components at prices applicable at the date of the claim. 

Cancellation

If you decide that for any reason, the policy does not reach your needs then please return it to the administrator within 14 days of the issue. On the condition that no claims have been made or are pending, we will then refund your premium in full. 

 

If you wish to cancel your motor warranty policy after 14 days, then you will be entitled to a pro rata refund, providing that you have not attempted to make a claim. 

If it is necessary to make a claim, the following procedure MUST be carried out within seven days of the mechanical breakdown. Please contact the claims administrator on 0191 259 6378.

The claims administrator will need from you:

 

A signed and fully completed claims form. 

 

Your policy schedule.

 

Your receipts/invoices for services. 

 

For any claim for roadside assistance and recovery, please telephone 01206 714349