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Shortfall Gap Insurance for your Vauxhall

Gap Insurance like many other forms of insurance is designed to protect you and your finances should your Vauxhall ever be written off.

Market value depreciation is the level at which your Vauxhall will lose value over the course of ownership. Market trade experts predict that the average vehicle can lose up to half of the vehicle's original value within the first three years of ownership.

For Example, if you purchase a Vauxhall Astra for somewhere in the region of £14,000 and three years later write the vehicle off, you would only receive the market value of your vehicle on the day of it being written off, which according to market trade experts will be somewhere in the region of £7,000. This could leave you with a financial shortfall of £7,000, whether that be in outstanding finance or just simply the gap between the market value and the invoice price of your Vauxhall Astra.

As you may know, there are three forms of Gap Insurance available for you to choose from all of which have different capabilities. The first level of Gap Insurance for you to choose from is Finance and Contract Hire Gap Insurance, this level of Gap Insurance will cover the financial shortfall that is, the difference between the market value of your Vauxhall on the day it was written off or stolen and the amount of finance outstanding on the vehicle.

The second level of Gap Insurance for you to choose from would be Return to Invoice Gap Insurance. This level of Gap Insurance does exactly what it says on the tin and covers the difference between the market value of your Vauxhall on the day it was written off or stolen and the original invoice price you paid for the vehicle.

The final level of Gap Insurance for you to choose from is Vehicle Replacement Insurance. Vehicle Replacement Insurance will cover the difference between the market value of your vehicle on the day it was written off or stolen and the average cost to replace the vehicle with the same make, model, mileage, and specification as yours was on the day of purchase.

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Tyre Damage Insurance


Mr Steven Totman

Combined Vehicle Replacement


Mr Steven Totman

Combined Vehicle Replacement

"Excellent site explained things really clearly and concise."

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Combined Vehicle Replacement


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Miss Emma Moss

Alloy Wheel Insurance

"Great price"

Mr Kevin Todd

Excess Protection

"This was a renewal of an existing policy; there was no "renewal" button to make the process quicker, i.e. I had to enter all my details, personal and car, instead of you getting my existing policy up, and me then making any changes!"

Mr William Kendall Hall

Scratch & Dent Insurance



Combined Return to Invoice

"Very easy to set up and very competitive rates! "

Mr Andrew Yeates

Run Flat Tyre & Alloy Insurance

"Very polite and couldn't have been more helpful when I rang just to see what the service was like before signing up. The signing up itself was very easy to complete."

Mr Tim Pickthall

Vauxhall Motors.

The history of Vauxhall dates back to 1857 when it was founded by Alex Wilson. The company first began manufacturing pumps and marine engines and would not build its first car until 1903, known as 6HP which was equipped with a 5 HP engine and without the ability to reverse. The company was renamed Vauxhall Steel Works in 1903 and then became officially known as Vauxhall Motors in 1907.

The company was taken over by General Motors in 1925 and too many took on an ‘American image’. During the Second World War, the company’s factories halted production and produced the well-known Churchill tanks, which played a significant role in the allied victory.

The company took on a negative reputation post World War Two, as they were accused of ignoring particular quality measures which meant their models were prone to rust. They would hold on to this grudge until the 1980′s.

The company began a partnership with German-based Opel during the 1970s and would therefore take on a German image.

In the 1970s, Vauxhall introduced its Chevette model, a 3-door hatchback that proved to be very successful  The Cavalier would later be released enjoying the same amount of success as its predecessor. However, it was the 191990shen the company introduced its Corsa model which would become the company’s most successful model to date.

In 2003, Vauxhall celebrated its 100th year and is the longest-lived British marque of all time. Its two manufacturing plants are located in Luton, where it is headquartered and Ellesmere Port consisting of a total workforce of 35,000 workers.