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Who is covered under the terms of your gap insurance policy?

Gap Insurance is just like any other insurance there will be terms and conditions and it is important that whoever drives your car is covered. 

Please remember that your gap insurance policy will only settle your claim if your own insurance company deems it valid. Conversely, your policy will not pay out under any circumstances if your claim is fraudulent, or dishonest.

Gap Insurance is just like any other insurance; there will be terms and conditions, and it is important that whoever drives your car is covered. 

Please remember that your gap insurance policy will only settle your claim if your own insurance company deems it valid. Conversely, your policy will not pay out under any circumstances if your claim is fraudulent or dishonest.

Equally, we can not cover you or your named drivers if you use your car for any form of:

1. Taxi / Hire and Reward

2. Driving School or Tuition

3. Courier

For a full list of terms and conditions please see your policy documents.

Tyre Damage Insurance

"Excellent"

Mr Steven Totman

Combined Vehicle Replacement

"Excellent"

Mr Steven Totman

Combined Vehicle Replacement

"Excellent site explained things really clearly and concise."

Mrs Joanna Cullimore

Combined Vehicle Replacement

"5"

Mrs Josephine Piers

Motorbike Return to Invoice

"5"

Mr Tim O'Connell

Taxi Vehicle Replacement

"5"

Mr Kevin Heaney

Driving School Return to Invoice

"EXCELLENT VALUE"

Miss Emma Moss

Alloy Wheel Insurance

"Great price"

Mr Kevin Todd

Excess Protection

"This was a renewal of an existing policy; there was no "renewal" button to make the process quicker, i.e. I had to enter all my details, personal and car, instead of you getting my existing policy up, and me then making any changes!"

Mr William Kendall Hall

Scratch & Dent Insurance

"very HELPFUL TEAM"

Mr JARROD MARSDEN

Combined Return to Invoice

"Very easy to set up and very competitive rates! "

Mr Andrew Yeates

Run Flat Tyre & Alloy Insurance

"Very polite and couldn't have been more helpful when I rang just to see what the service was like before signing up. The signing up itself was very easy to complete."

Mr Tim Pickthall

Who is covered on my Gap insurance policy?

You must have a full Uk license (this includes automatic). At present, we can not cover drivers who have provisional licenses. We also can not cover drivers who have EU or any other non-Uk Licence.

You and your named drivers must be over the age of 21. We do have other underwriters who may still be able to offer cover. Please call 0151 647 7556 or 0800 195 4926, where a member of the team will be able to assist you.

Named on your fully comprehensive Insurance policy. This means that they are listed and shown on your fully comprehensive insurance policy.